1817 IT & Software Developer jobs in the US

Sponsorship Program Analyst, Merchant Services
$71,000 - 92,000
Fresno First Bank
North Chestnut Avenue, Fresno
$71,000 - 92,000
Requirements
Must:
- Bachelors degree from an accredited institution in a relevant field (such as Business, Finance, or similar) preferred.
- Minimum of 3-5 years of experience in merchant services, focusing on Compliance, Fraud, or Risk operations required.
- At least 1-2 years of experience in merchant acquiring and underwriting.
- Strong capacity to independently underwrite concurrence applications within approval authority in line with underwriting policies.
- Excellent analytical and problem-solving abilities; skilled in interpreting complex data and providing insightful analysis.
- Proficiency in Microsoft Office Suite (Excel, Word, Outlook) is required.
- Strong verbal, written, and interpersonal communication skills, with the capability to carry out instructions, interpret documents, understand procedures, compose reports, and communicate clearly with customers, vendors, and employees.
- Strong organizational and time management skills, with an emphasis on detail.
- Demonstrated teamwork and relationship-building skills that contribute to effective collaboration and success within cross-functional teams.
- Willing to engage in special projects and additional responsibilities to support team and organizational objectives.
- Commitment to ongoing learning and professional development to keep pace with industry advancements and best practices.
- Ability to maintain authenticity and integrity in all professional interactions, fostering trust and credibility with stakeholders.
- Proficient in managing multiple priorities and achieving deadlines in a fast-paced environment.
- Capable of working independently with minimal oversight as well as being an effective team member.
- Proven adaptability to shifting priorities and procedures.
- Valid drivers license and a vehicle with sufficient insurance for any driving required during the course of duties.
Responsibilities
- Develop and maintain a thorough understanding of all Card Brand regulations and network guidelines related to Payment Acceptance and risk-related business activities, ensuring compliance and implementing recommended best practices.
- Maintain and report compliance data regarding PCI validation progress for Merchants, Partners, Vendors, and Third Parties.
- Engage with Merchants, ISOs, and Card Brands to assist in resolving data breaches and managing security incidents.
- Conduct Retro Match Searches.
- Prepare and submit Monthly, Quarterly, and Annual Card Brand reports.
- Process ISO and/or merchant registrations as needed.
- Support periodic reviews and provide portfolio oversight as required.
- Monitor merchant non-compliance issues and ensure follow-up for resolution.
- Assist with merchant data breaches and security incident responses.
- Provide guidance and respond to daily inquiries from peers and ISO partners.
- Prepare key points for management presentations concerning non-compliant customers who present elevated risk to the Bank.
- Maintain accurate documentation and audit trails for merchant assessments, reports, and other relevant materials promptly.
- Update internal and external stakeholders regarding any changes to Regulatory and Card Brand rules.
- Ensure that Merchant Service Policies and Procedures align with Card Brand regulations.
- Aid in preparing for onsite visits to third-party payment processors and coordinate audits with relevant business lines including Third Party Risk Management and Financial Crimes Risk Management.
- Ensure effective communication and adherence to company and regulatory policies affecting managed areas.
- Uphold the TRAC Values (Teamwork, Relationship, Authenticity, Commitment) in daily interactions and decision-making processes.
- Complete administrative tasks promptly, including required Bank Compliance Training, and respond to inquiries in a professional manner.
- Commit to EEO principles, fostering an inclusive workplace by valuing cultural diversity, combating harassment, and supporting a diverse workforce.
- Adhere to all Bank policies, procedures, and protocols, as well as state and federal laws and regulations, while ensuring confidentiality and data privacy as part of AML/CFT responsibilities.
- Perform tasks in an office or home office setting, which may include writing, typing, speaking, lifting moderate weights, and operating office equipment; physical tasks may involve sitting, walking, and reaching, with reasonable accommodations as needed.
- Travel up to 10% for purposes such as attending company meetings, training sessions, and corporate events, primarily regional or local based on organizational needs.
Description
At our company, we believe that our employees are our most valuable asset. We cultivate a supportive and collaborative environment where team members are encouraged to grow, share ideas, and make a meaningful impact. Highlights of working with us include employee ownership through our ESOP program, a close-knit and collaborative culture, and opportunities to engage in community and networking events. Our benefits package encompasses medical, dental, and vision coverage, life insurance, paid vacation, a 401(k) retirement plan, training and development opportunities, tuition reimbursement, an Employee Assistance Program, and access to internal job postings and a referral program. Our core values - Teamwork, Relationship, Authenticity, and Commitment (TRAC) - guide us in promoting trust, open communication, and pride in our work every day.
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